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Eligibility worksheet

Self-Employed Health Insurance Deduction Checker

Use a conservative first-pass screen for employer-plan months, after-credit premiums, and the earned-income limit. Then complete the current Form 7206 process.

Eligibility through your employer, a spouse's employer, or certain dependent/child employers can block those months even if you declined the plan.
Potentially eligible months
Premiums after month allocation
Preliminary earned-income-limited amount
Marketplace review

This worksheet does not resolve partnership or S corporation reimbursement rules, long-term-care limits, the premium-tax-credit circular calculation, itemized medical deductions, or every Form 7206 requirement.
Read the full deduction guide IRS Form 7206 instructions IRS Publication 974